DO try to stay calm and try not to feel
guilty or afraid - even if threats are being made. You have already
started to sort out your money problems by entering this site.
If you need any advice or clarification remember you can always
contact us.
We will be pleased to do our very best to help.
DO seek professional help for any health,
emotional or family problems that may arise from the stress of having financial problems.
DO contact us immediately if there are any financial emergencies:
DO consider telling your family and friends - and keeping them informed -
so they can share your financial problems and work with you towards a solution.
Letting your partner know the entire situation can be very difficult but helpful.
Otherwise, they may continue to spend as before. It could even
lead to a breakdown in trust if they discover the true position for themselves.
DO make sure that you are claiming all the allowances and benefits
to which you are entitled.
Millions of pounds in allowances and benefits go unclaimed every year and
creditors will expect you to have considered all the options.
DON'T borrow more money to pay off existing debts. It only creates even more problems.
DON'T spend money on non-essential things.
DON'T despair. There are many things you can do to improve matters
and a CCCS Counsellor can offer practical advice and helpful support. Do not hesitate to
contact us.