The Foundation for Credit Counselling, based in Leeds, is the umbrella charity for Scottish Debtline, the Consumer Credit Counselling Service (Scotland) and CCCS in the rest of the United Kingdom. Through its free national telephone service and eight centres, CCCS is able to help people with debt problems wherever they live.

Based on a proven and successful formula, our specialist advisory service has already helped thousands of people in the UK by providing counselling on personal budgeting, advice on the wise use of credit and, where appropriate, managing achievable plans to repay debts.

CCCS Scotland is a charity established in 1996 to help people who have unmanageable debt problems, particularly with unsecured creditors.